medicare creditable coverage notice 2019

118 0 obj <>/Filter/FlateDecode/ID[<42F01C2157C7B84F8B68370DB96899C1>]/Index[95 38]/Info 94 0 R/Length 113/Prev 187714/Root 96 0 R/Size 133/Type/XRef/W[1 3 1]>>stream December 31, 2019 for an effective date of January 1, 2020. 2019 10 Creditable Coverage Notice - Medicare Part D Notice for 2020 Benefit Year CERTIFICATE OF CREDITABLE (DRUG) COVERAGE (MEDICARE PART D) Important Notice from AMERICAN LIBRARY ASSOCIATION. ��%_ RV

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%PDF-1.6 %���� endstream endobj 28 0 obj <>stream %PDF-1.6 %���� %PDF-1.7 %���� Medicare prescription drug coverage (“Medicare Part D”) became available in 2006 to everyone with Medicare. An individual is eligible for Medicare Part D if he or she: • Creditable coverage means that the prescription drug coverage offered to you by the healthcare plan is, on average, as good as Medicare Part D coverage. h�bbd```b``� "��HF5�j"�A$�0��2�� XV,> ����������[���`�P��H2�l��@쩥@�߫gL@������ h��[ioG��+�����yE����ј���cy �-���P�@��ѿ�x/2���l65�z� Y��#��Y1Nn�i�u�2y���'��˔��b�|/Sl�qJN/r���S Creditable coverage allows beneficiaries to delay without worrying about being penalized and forced to pay a later enrollment penalty. Coverage since you have creditable coverage available under the Health Benefit Fund. About Your 2020 Prescription Drug Coverage and Medicare Please read this notice carefully and keep it where you can find it. Prescription drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard prescription drug coverage under Medicare Part D, as demonstrated through the use of generally accepted actuarial principles and in accordance with Centers for Medicare and Medicaid Services (CMS) actuarial guidelines. 24 0 obj <> endobj h�b```e``Z "S�32 � P����������0�)�V��p^��������(���� VlL��iQ ��20\d~�x���%�I���� You can joinin a Medicare Part D drug plan when you first become eligible for Medicare, and each year from October 15. th. When Can You Join a Medicare Drug Plan? When a person has creditable coverage, they may postpone enrollment in Medicare. Because your existing coverage is creditable coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare drug plan. • Medicare enrollment in the Medicare Part D Prescription Drug Plan was from October 2019, through December 2019. 0 The creditable coverage disclosure notice must be provided to Medicare Part D-eligible individuals who are covered by, or who apply for, the health plan's prescription drug coverage. h�bbd```b``� "9�����D�Z�H�U �-D2���4"��)`��`]_�d�dy$ݟ�eE�"���C0i&O�ͿRY�H2���9 H�����t�r��6��@�|` q3h 71 0 obj <>stream h�bbd```b``Z"���)rD2O���I�H8�]&��"�`��d�|�f�������Ic�m�t�+D���_�L@���e`�2�����'� *pL endstream endobj startxref 0 %%EOF 48 0 obj <>stream 50 0 obj <>/Filter/FlateDecode/ID[<4248516C5F824D4895A52D03EA58306B>]/Index[24 48]/Info 23 0 R/Length 120/Prev 511888/Root 25 0 R/Size 72/Type/XRef/W[1 3 1]>>stream 10 0 obj <> endobj 32 0 obj <>/Filter/FlateDecode/ID[<056892488B054DB4B9048EC0DB3D7963>]/Index[10 39]/Info 9 0 R/Length 108/Prev 448750/Root 11 0 R/Size 49/Type/XRef/W[1 3 1]>>stream This notice has information about your current prescription drug coverage with the Health and Benefit Trust Fund of … �#��9K� �x�*�'u���*��2������tx�f:�Hs00��΅;������(c,@� ~�#G uʘ���mt�]b+U�Oul�^� ��X�%.D�R����k�� �P���c�Nx>C5'$�/~O෾���\�-�����y���7�P�M������/q��X����. About Your Prescription Drug Coverage and Medicare 2019 NOTICE OF CREDITABLE COVERAGE Please read this notice carefully and keep it where you can find it. Keep this Notice. 0 x�y|T��?~�]��d23wf���-�L����� $l��%�H¾D aQTJ� h�b```g`�bc`e`޸����X��,����Y�}jT׹j�8� @�QP��8��Ii � 0�226|�ؔ �9(����U������D@LP���s#cÑ��ҳ��n��Ű��f7��% ��� � � h޴WYo�8�+|� ������I/�AM��������wfD*�b�1��@S��|ߐc#gF2Y2��1�h&m�w�:f,s%�,�J3�P mVjf9g��!�DəUL*.�cFJf �g3��+�����2�a%PU~޼)�/�_�lU��)�≭���o7.�#��W��|͜�����ӻ��\{���zz���d�_7b#)lq8��WL���zww����@\#�K&9' �Z=��j�B)�@/ΪǺ�\�y:~�3�>֫��LJ�c5��G�j6���g5��i�� Gr΋�u�x o'�>�d This Notice verifies that you have creditable coverage and that you are not required to pay the higher premium penalty. Coverage that’s as good as Medicare is considered creditable coverage, meaning the plan benefits are as good as Medicare. 132 0 obj <>stream `���Oow5���۰

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e��C�MŦd�u9H�T��)]f�����6-n�M�=s:p�t�E&uF���`@A��["B�"a�|���@�M4xQf��7WI /"�h�=�G)ml�G|�_2h�l�s��O�=���ʑT�%�g;��ַx�G���E9��~+��סn�#��Ȟ��Q��G:�5�T��N�l�׶C:�J���:!�����u�Q����ѯw=s�xBY����⯸4mn"�"���mCS%|K�� �O� �vV endstream endobj startxref 2019 MEDICARE PART D NOTICE Notice of Creditable Coverage ATTENTION: All Medicare Eligible Members of The Heritage Group Health Plans and Those Members Who Will Become Medicare Eligible During the Next Twelve Months The purpose of this letter along with the attached Notice of Creditable Coverage is to inform you that the prescription drug 95 0 obj <> endobj If you enroll for Medicare Prescription Drug Coverage, you will need a copy of this Notice when you enroll. D-���EQ��$aЏ���֥�nV�Z�X��-�ZH�}�;��|��������zunξ�s�y���'��'�E�tv�W��-ڰ.�M˟"߶�{�5�t�rږum\�M� h�b``a``�d```;��01G��3013h��a�o�?�����AЁ����W?��z1X2�s0���S�`��c3��v�!��.�l�C�� �J endstream endobj 11 0 obj <>>> endobj 12 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 13 0 obj <>stream �.

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